Transferring money to Thailand from your home country, be it the US, Canada, Australia, or the UK, has been a pain point for just about every expat at one time or another. But we all have to do it.
The scale of it is huge.
In 2019, Over 7 Billion USD was remitted to Thailand. Among the top sending countries were the US, Germany, Australia, UK, and Sweden. (Source)
You can bet your bottom dollar a huge amount of that can be attributed to expats funding their Thai bank accounts, and of course sending money to Thai partners.
We all know banks are generally a rip-off when it comes to sending money, but hiding your money under a mattress isn't exactly a safe bet these days – not that it ever has been.
This sucks: because they have us like a puppet on a string; free to slap on big fees and unfair exchange rates when we want to transfer money.
When you sit back and think about it, it's the strangest thing: You are charged to withdraw your own money!
Okay, so you are abroad. You expect to pay a small fee, but not for the bank to make a big profit out of it. And believe me, they do.
There is a solution, and I'll get to that in a moment. But first let's look at how the fees rack up.
The 4 Pain Points of Transferring Money to Thailand
1: Transfer Fee
The SWIFT transfer fee can be anywhere from £10-25 / $15-30. If you make regular transfers, say two a month, that's going to run you near on £250 / $320 a year!
And we're nowhere near done with fees yet. Read on.
2: Receiving Fee
After the transfer fee, you get hit by the receiving bank for another amount of about the same. Most banks such as Bangkok Bank charge a maximum of 500 Baht.
So you've already paid twice to transfer your own money, and that's without the currency conversion charge.
3: Currency Conversion Charge
Out of the three fees, this is the evil one.
Most people presume you get the mid-market transfer rate. This is the one you see on XE .com. But then you do the math and realize that you've been shortchanged, massively!
In the world's currency markets, traders define the rates at which they are willing to “buy” or “sell” a specific currency. The mid-market rate is simply the midpoint between demand and supply for a currency, and because of that, it changes all the time.
But that's as technical as you need to get. The most important thing to know is that the mid-market rate is considered the fairest exchange rate possible. The mid-market rate isn't a secret either. It's the rate you will find on independent sources such as Google, XE and Yahoo Finance.
Unfortunately it's not the rate they pass onto you.
It's one of the ways they can hide the true amount they're charging. Most banks take the mid-market rate and apply a margin on top, without being transparent. So you have no idea how much they're over charging you by.
By hiding their charge in the exchange rate offered to you, banks make huge profits at your expense, and you're none the wiser.
You can offset the loss slightly by choosing to send money in your home currency, but many people sending money to Thailand make the mistake of choosing to convert to Thai Baht at their source bank instead of at the Thai end.
Remember: This means you lose even more money, because your bank steals a nice chunk of cash on their own exchange rate, a rate they set themselves – not the “mid-market rate”.
That said, the Thai bank will still convert your currency to Thai Baht at their own rate too, and make a enough for a meal out. But they generally won't squeeze your pockets as hard as your sending bank (your home bank).
4: Transfer Times
So, you've had your pockets skimmed on all fronts.
You have paid two transfer fees, and a currency conversion charge.
But even after they've dipped their finger in your honeypot multiple times, the banks still can't promise the money will be there within 48 hours. That's a real kick in the teeth.
Hell, sometimes it takes as long as 5-7 days!
Like It or Lump It, Or…
Sending money to Thailand is expensive, but what other option do you have except the bank?
You could carry money through customs, but then how often do you fly home to be able to do that?
To be honest, I hate carrying a ton of money around with me. It's just not safe.
Western Union is too expensive, but good if you need cash wired immediately. And PayPal steals 3.5% on a transfer and charges up to 4% currency conversion fees. Yes, I said up to 4%. It's 3% for the UK (where I'm from).
Well, as you probably guessed, the point of this post is to reveal that there is a solution. Thank Buddha!
+ Enter Wise (formerly Transferwise) to Save You Money
Seriously, I waited years for this. You can now transfer money to Thailand with ZERO bank charges, get the Mid Market Rate currency conversion and only pay a small fee.
Typically that fee, on £1,000 is 0.35%.
I know, it's hard to believe, but I'm doing it and so now are hundreds of readers of TheThailandLife.
Check this out:
Here is the rate I got from Wise on 13th May, 2020 on 1,000 GBP:
Yes I know, the Pound (£) is weak and getting weaker.
But now look at the bank transfer rates of four high-street banks. Wise (formerly Transferwise) beats them both, comfortably.
The exchange rate is lower and the fees are higher.
Now look at the market rate for the same time of day on XE.com.
Unbelievable, right? The overall Wise rate is actually slightly better!
So: not only did I get a better rate than my bank, I got a better rate than XE. com, which is the mid-market rate.
But that's not all: I only paid a £6.81 fee. Usually, my bank (Nationwide) charges £20. Plus I'd have to pay 500 Baht (£12) to my receiving bank in Thailand.
So altogether, with the favorable exchange rate, I saved over £50 with Wise (formerly Transferwise) over transferring with my bank!
Sending USD to Thailand
For my friends from the USA, here's how things size up in dollars:
The dollar isn't very strong against the Baht at the moment, but again, the Wise rate is better than the market rate on Xe.com (below).
Usually the rate is the same or slightly better, but note that rates change by the second at times in the market. You can also check Reuters for comparison.
I was so over the moon with my transfer that I popped off an email to them and asked if I could get more information so I could blog here about it (see below on how it works).
They wrote back and offered to give my readers a free transfer up to £1,000/$1,000. Click that text link back there < to get the free gift.
Banks could charge you up to 5% in hidden costs when sending money to any bank account abroad. Wise is up to 8x cheaper. It's only fair.
How Does Wise (Transferwise) Make Sending Money to Thailand So Cheap?
Well, with investment in the company from the likes of Richard Branson, I guess anything is possible.
But actually, it's quite genius.
Once you initiate the transfer, Wise searches for other people doing a transfer from the location you are sending to, and effectively swaps the currency.
Of course, money transfers being as frequent as they are, this means there's usually several matchers available, making the process very quick.
My first transfer completed within 48 hours; 2-3 days quicker than my bank.
There are readers in the comments section who've received their money to Thailand within 24 hours.
The process is completed by making several individual conversions using effective market exchange rates that work in your favor.
In other words, different parts of the transfer can be converted using different exchange rates.
Normally it takes a day or two to process conversions. For bigger amounts it could take longer.
Here's a cool video that explains how it works:
Here's a Quick Benefits Summary
Wise, formerly Transferwise, was founded on the principle that people deserve transparency, fairness and better value when it comes to their money.
I think the large majority of us would agree with this principle and have waited a long time for a service like this.
Wise is on average 7x cheaper than traditional banks when you send, spend, or withdraw money around the world. (Though this depends on each country).
Here's a quick benefits summary:
- No home country bank fee.
- No receiving country bank fee.
- Get the true Mid-Market rate currency conversion, or better!
- Fast transfer, especially on amounts below 5k. Approx 48 hours.
- Once you're comfortable with the system, you can use the iOS or Android app for transfers on the fly.
+ Click here to make your first transfer
Boy does it feel good to avoid those bank fees!
Last Updated on
Amelia says
Apr 14, 2021 at 9:35 am
TheThailandLife says
Apr 14, 2021 at 4:35 pm
JamesE says
Apr 06, 2021 at 9:41 am
Max says
Apr 07, 2021 at 12:25 pm
JamesE says
Apr 08, 2021 at 10:13 pm
Ceri Griffiths says
Mar 26, 2021 at 12:10 pm
Max says
Mar 26, 2021 at 6:30 pm
Max says
Mar 26, 2021 at 6:49 pm
JamesE says
Mar 26, 2021 at 11:01 pm
Ceri Griffiths says
Mar 27, 2021 at 7:16 pm
JamesE says
Mar 29, 2021 at 3:24 am
Max says
Mar 29, 2021 at 11:38 pm
Ceri Griffiths says
Mar 27, 2021 at 7:55 pm
JamesE says
Mar 28, 2021 at 5:27 am
Noel says
Apr 08, 2021 at 7:49 pm
Max says
Apr 08, 2021 at 8:53 pm
JamesE says
Apr 08, 2021 at 9:46 pm
Max says
Apr 08, 2021 at 11:45 pm
JamesE says
Apr 09, 2021 at 12:11 am
Max says
Apr 09, 2021 at 5:04 pm
Max says
Apr 09, 2021 at 5:09 pm
Ceri Griffiths says
Apr 09, 2021 at 2:26 pm
Max says
Apr 09, 2021 at 5:01 pm
Brian Marshall says
Mar 14, 2021 at 8:37 pm
Jeff says
Mar 28, 2021 at 11:16 am
Didier Geslin says
Mar 13, 2021 at 11:25 am
JamesE says
Mar 15, 2021 at 3:52 am
Christopher Wood says
Mar 02, 2021 at 8:13 pm
TheThailandLife says
Mar 03, 2021 at 4:21 pm
Max says
Mar 04, 2021 at 7:06 am
Ian Milburn says
Mar 26, 2021 at 5:32 pm
michael barber says
Feb 24, 2021 at 10:57 am
Max says
Feb 25, 2021 at 8:31 am
panos says
Mar 01, 2021 at 7:03 am
TheThailandLife says
Mar 01, 2021 at 5:18 pm
Max says
Mar 04, 2021 at 7:18 am
JamesE says
Mar 04, 2021 at 4:21 pm
Max says
Mar 04, 2021 at 6:24 pm
JamesE says
Mar 04, 2021 at 7:31 pm
michael barber says
Mar 04, 2021 at 8:42 pm
Max says
Mar 05, 2021 at 8:11 am
michael barber says
Mar 05, 2021 at 5:53 pm
Max says
Mar 05, 2021 at 8:27 am
Don jones says
Apr 09, 2021 at 8:36 am
Brian Marshall says
Apr 08, 2021 at 7:35 pm
Max says
Apr 08, 2021 at 7:53 pm
Don jones says
Apr 09, 2021 at 8:32 am
Max says
Apr 09, 2021 at 5:23 pm
Peter Booth says
Feb 24, 2021 at 8:38 am
TheThailandLife says
Feb 24, 2021 at 5:40 pm
Peter says
Feb 25, 2021 at 3:55 pm
Ben says
Feb 24, 2021 at 9:29 pm
Peter says
Feb 25, 2021 at 3:58 pm
Max says
Feb 25, 2021 at 5:22 pm
Ben says
Feb 14, 2021 at 3:47 am
Max says
Feb 14, 2021 at 8:51 am
Robert Johnson says
Feb 09, 2021 at 5:48 pm
Max says
Feb 10, 2021 at 1:39 pm
Bob says
Feb 11, 2021 at 11:01 am
Max says
Feb 12, 2021 at 12:11 am
jbup2u says
Feb 05, 2021 at 10:36 pm
Max says
Feb 08, 2021 at 8:07 am
Don B. says
Dec 26, 2020 at 9:41 am
TheThailandLife says
Dec 26, 2020 at 11:46 pm
Don B. says
Dec 27, 2020 at 10:42 am
JamesE says
Dec 28, 2020 at 12:58 am
JamesE says
Dec 26, 2020 at 11:46 pm
Max says
Dec 28, 2020 at 1:06 pm
JamesE says
Dec 28, 2020 at 11:18 pm
Don B. says
Dec 29, 2020 at 7:48 am
Max says
Dec 27, 2020 at 10:36 am
Larry Bardelmeier says
Dec 08, 2020 at 11:12 pm
JamesE says
Dec 08, 2020 at 11:23 pm
Frankbank says
Nov 26, 2020 at 8:06 pm
TheThailandLife says
Nov 26, 2020 at 8:17 pm
Frankbank says
Nov 27, 2020 at 12:39 am
TheThailandLife says
Nov 27, 2020 at 12:49 am
Frankbank says
Nov 27, 2020 at 1:46 am
TheThailandLife says
Nov 27, 2020 at 1:51 am
Noel says
Dec 09, 2020 at 7:30 pm
TheThailandLife says
Dec 09, 2020 at 9:54 pm
Noel says
Dec 10, 2020 at 12:39 am
TheThailandLife says
Dec 10, 2020 at 12:48 am
Max says
Dec 10, 2020 at 8:14 am
TheThailandLife says
Dec 10, 2020 at 4:39 pm
James says
Dec 16, 2020 at 12:54 am
TheThailandLife says
Dec 16, 2020 at 1:11 am
Max says
Dec 16, 2020 at 7:21 am
JamesE says
Dec 09, 2020 at 11:40 pm
Noel says
Dec 10, 2020 at 1:09 am
JamesE says
Dec 10, 2020 at 2:22 am
Max says
Nov 27, 2020 at 8:58 am
Munnster says
Oct 30, 2020 at 2:36 am
TheThailandLife says
Oct 30, 2020 at 5:23 pm
Peter says
Oct 15, 2020 at 1:20 am
TheThailandLife says
Oct 15, 2020 at 5:03 pm
Max says
Oct 15, 2020 at 5:43 pm
John Blake Jr. says
Sep 06, 2020 at 8:10 am
Max says
Sep 06, 2020 at 9:14 pm
James E says
Sep 06, 2020 at 11:22 pm
Max says
Sep 07, 2020 at 8:50 am
preesy chepuce says
Nov 01, 2020 at 9:14 am
Max says
Nov 02, 2020 at 4:42 pm
ray goodwin says
Aug 08, 2020 at 11:19 am
TheThailandLife says
Aug 09, 2020 at 4:03 am
wachirapranee tesprasit says
Oct 21, 2020 at 2:36 pm
Max says
Oct 21, 2020 at 4:34 pm
JamesE says
Oct 22, 2020 at 6:30 am
Terrence Barker says
Jun 05, 2020 at 5:44 am
Max says
Jun 05, 2020 at 8:05 am
Gus says
May 27, 2020 at 4:38 pm
James E says
May 27, 2020 at 10:27 pm
Ken says
May 18, 2020 at 8:10 pm
TheThailandLife says
May 18, 2020 at 9:30 pm
Dan says
May 11, 2020 at 4:53 pm
Max says
May 11, 2020 at 7:41 pm
Ian says
May 29, 2020 at 12:11 am
Max says
May 29, 2020 at 8:09 am
Ian says
May 29, 2020 at 9:05 pm
Max says
May 29, 2020 at 9:40 pm
Ian says
May 30, 2020 at 4:14 pm
Max says
May 30, 2020 at 7:16 pm
Ian says
May 31, 2020 at 3:39 pm
Norman says
Jun 10, 2020 at 4:26 pm
preesy chepuce says
Nov 01, 2020 at 10:05 am
Max says
Nov 02, 2020 at 3:11 pm
Norman says
Jun 09, 2020 at 12:07 pm
preesy chepuce says
Nov 01, 2020 at 10:06 am
Mikey says
Jun 24, 2020 at 3:39 pm
Max says
Jun 24, 2020 at 5:56 pm
Anthony Capilli says
Jul 20, 2020 at 12:26 pm
Max says
Jul 20, 2020 at 4:26 pm
Anthony Handley says
Aug 15, 2020 at 3:09 pm
Max Fredriksson says
Aug 15, 2020 at 7:01 pm
James E says
Aug 15, 2020 at 10:27 pm
Max says
Aug 16, 2020 at 1:51 pm
preesy chepuce says
Nov 01, 2020 at 9:21 am
Max says
Nov 02, 2020 at 2:15 pm
John Blake Jr. says
Sep 06, 2020 at 8:25 am
Max says
Sep 06, 2020 at 8:45 pm
JP says
May 01, 2020 at 12:28 pm
Max says
May 01, 2020 at 4:18 pm
Martin1 says
May 12, 2020 at 12:14 am
Max says
May 18, 2020 at 11:55 pm
James E says
May 19, 2020 at 10:02 pm
Penelope Morton says
Apr 08, 2020 at 8:39 am
Max says
Apr 08, 2020 at 7:39 pm
James E says
Apr 08, 2020 at 10:05 pm
Norman says
Jun 09, 2020 at 12:26 pm
Max says
Jun 09, 2020 at 4:57 pm
Tony Flynn says
Mar 24, 2020 at 8:02 am
TheThailandLife says
Mar 24, 2020 at 5:41 pm
Max says
Mar 24, 2020 at 7:12 pm
Mike Atkinson says
Mar 23, 2020 at 10:08 pm
James E says
Mar 24, 2020 at 6:51 am
Max says
Mar 24, 2020 at 11:53 am
ROB says
Apr 22, 2020 at 11:09 pm
James E says
Apr 23, 2020 at 2:51 am
Max says
Apr 23, 2020 at 9:13 am
James E says
Apr 23, 2020 at 10:22 pm
Max says
May 07, 2020 at 9:53 pm
Max says
Apr 23, 2020 at 8:40 am
Steve Ginn says
Apr 23, 2020 at 11:08 am
Steve Ginn says
Apr 23, 2020 at 11:09 am
Max says
Apr 23, 2020 at 6:06 pm
rob says
Apr 23, 2020 at 8:27 pm
Max says
Apr 23, 2020 at 10:48 pm
Pino says
Mar 20, 2020 at 10:46 am
Max says
Mar 20, 2020 at 7:25 pm
Steve Ginn says
Mar 15, 2020 at 9:48 am
Max says
Mar 15, 2020 at 7:08 pm
James E says
Mar 07, 2020 at 1:06 am
RM says
Feb 05, 2020 at 10:30 pm
Max says
Feb 12, 2020 at 4:01 pm
James E says
Feb 12, 2020 at 11:34 pm
Max says
Feb 13, 2020 at 8:33 am
James E says
Feb 13, 2020 at 11:09 pm
preesy chepuce says
Nov 01, 2020 at 9:48 am
Max says
Nov 02, 2020 at 2:49 pm
Paul Smith says
Feb 05, 2020 at 12:47 am
Eddy D'Joos says
Feb 27, 2020 at 10:19 pm
Andrew says
Feb 04, 2020 at 2:19 pm
John says
Feb 02, 2020 at 10:59 am
Max says
Feb 02, 2020 at 7:49 pm
Greg says
Jan 28, 2020 at 9:52 pm
TheThailandLife says
Jan 28, 2020 at 9:55 pm
Max says
Jan 28, 2020 at 10:35 pm
TheThailandLife says
Jan 28, 2020 at 10:37 pm
Max says
Jan 28, 2020 at 11:15 pm
TheThailandLife says
Jan 28, 2020 at 11:36 pm
Greg says
Jan 29, 2020 at 12:52 am
TheThailandLife says
Jan 29, 2020 at 1:49 am
Greg says
Jan 29, 2020 at 9:32 am
Max says
Jan 29, 2020 at 9:49 am
TonyT says
Jan 20, 2020 at 1:01 am
Max says
Jan 20, 2020 at 12:13 pm
TonyT says
Jan 20, 2020 at 12:57 am
James E says
Dec 20, 2019 at 2:20 am
Max says
Dec 20, 2019 at 7:59 pm
James E says
Dec 21, 2019 at 12:12 am
Max says
Dec 21, 2019 at 6:37 pm
James E says
Dec 22, 2019 at 12:03 am
James E says
Jan 06, 2020 at 7:17 am
TheThailandLife says
Jan 06, 2020 at 6:34 pm
James E says
Jan 06, 2020 at 11:52 pm
Max says
Jan 06, 2020 at 8:56 pm
James E says
Jan 06, 2020 at 11:57 pm
Max says
Jan 07, 2020 at 8:53 am
James E says
Jan 08, 2020 at 12:37 am
James E says
Feb 12, 2020 at 3:26 am
Max says
Feb 12, 2020 at 3:48 pm
James E says
Feb 12, 2020 at 11:47 pm
Max says
Feb 13, 2020 at 7:56 am
James E says
Jan 11, 2020 at 1:05 am
TheThailandLife says
Jan 11, 2020 at 1:32 am
James E says
Jan 11, 2020 at 1:40 am
Max says
Jan 11, 2020 at 9:35 am
James E says
Jan 12, 2020 at 12:03 am
James E says
Jan 13, 2020 at 7:15 am
Max says
Jan 13, 2020 at 6:00 pm
James E says
Jan 14, 2020 at 12:28 am
Pertti Suominen says
Jan 14, 2020 at 8:40 am
TheThailandLife says
Jan 14, 2020 at 6:36 pm
Max says
Jan 11, 2020 at 9:13 am
James E says
Jan 12, 2020 at 12:08 am
Max says
Feb 12, 2020 at 4:46 pm
Ron-De-Voux says
Feb 12, 2020 at 4:02 am
Jeff Proulx says
Dec 18, 2019 at 3:08 pm
anthony godfrey akhurst says
Nov 26, 2019 at 3:42 pm
Max says
Nov 26, 2019 at 7:03 pm
TonyT says
Jan 30, 2020 at 1:47 pm
Max says
Jan 31, 2020 at 8:19 pm
TonyT says
Feb 12, 2020 at 7:54 am
Max says
Feb 12, 2020 at 8:53 pm
Pertti Suominen says
Nov 14, 2019 at 4:18 pm
Max says
Nov 05, 2019 at 8:33 pm
Max says
Nov 05, 2019 at 9:57 pm
James E says
Nov 05, 2019 at 11:17 pm
John McAuley says
Nov 04, 2019 at 4:05 pm
James E says
Nov 04, 2019 at 10:59 pm
Mike says
Oct 31, 2019 at 8:52 pm
Max says
Oct 31, 2019 at 10:12 pm
TheThailandLife says
Oct 31, 2019 at 10:21 pm
Jon says
Nov 22, 2019 at 3:04 am
TonyT says
Jan 30, 2020 at 2:01 pm
Max says
Jan 31, 2020 at 8:09 pm
James E says
Jan 31, 2020 at 11:04 pm
TheThailandLife says
Jan 31, 2020 at 11:06 pm
Max says
Feb 01, 2020 at 8:08 am
TheThailandLife says
Feb 01, 2020 at 6:11 pm
Max says
Feb 01, 2020 at 6:29 pm
TheThailandLife says
Feb 01, 2020 at 6:38 pm
Max says
Feb 01, 2020 at 7:35 pm
TheThailandLife says
Feb 02, 2020 at 3:16 am
James E says
Feb 02, 2020 at 1:07 am
TheThailandLife says
Feb 02, 2020 at 3:16 am
TonyT says
Feb 13, 2020 at 8:52 am
Steve says
Oct 31, 2019 at 4:08 pm
Max says
Nov 01, 2019 at 9:13 am
Steve says
Nov 02, 2019 at 2:01 pm
John roberts says
Nov 11, 2019 at 10:33 pm
TheThailandLife says
Nov 11, 2019 at 11:48 pm
SALEH ALRIFAI says
Oct 29, 2019 at 10:08 am
Max says
Oct 29, 2019 at 5:48 pm
Jethro says
Oct 29, 2019 at 1:14 am
Max says
Oct 29, 2019 at 5:51 pm
Max says
Oct 29, 2019 at 5:55 pm
Willy says
Oct 28, 2019 at 5:42 pm
James E says
Oct 29, 2019 at 12:19 am
Mike says
Oct 25, 2019 at 8:09 am
James E says
Oct 25, 2019 at 10:07 pm
Mike says
Oct 27, 2019 at 8:38 am
Max says
Oct 26, 2019 at 12:22 pm
mcmeister says
Oct 26, 2019 at 10:02 pm
James E says
Oct 26, 2019 at 10:37 pm
Max says
Oct 27, 2019 at 9:01 am
Max says
Oct 27, 2019 at 12:09 am
James E says
Oct 27, 2019 at 6:53 am
Mike says
Oct 27, 2019 at 8:39 am
TonyT says
Jan 29, 2020 at 9:05 am
Max says
Jan 29, 2020 at 9:51 pm
James E says
Jan 29, 2020 at 11:49 pm
Max says
Jan 30, 2020 at 12:03 am
Scott says
Oct 17, 2019 at 5:50 pm
TheThailandLife says
Oct 17, 2019 at 6:51 pm
Yvonne says
Oct 15, 2019 at 6:28 pm
Max says
Oct 15, 2019 at 10:02 pm
James E says
Oct 16, 2019 at 6:38 am
Philip says
Oct 09, 2019 at 2:13 pm
James E says
Oct 09, 2019 at 5:45 pm
Max says
Oct 10, 2019 at 7:41 pm
jim j fox says
Sep 29, 2019 at 2:30 pm
Fabio says
Sep 22, 2019 at 3:11 pm
TheThailandLife says
Sep 22, 2019 at 8:39 pm
Max says
Sep 22, 2019 at 11:02 pm
Max says
Sep 22, 2019 at 11:06 pm
Fabio says
Sep 25, 2019 at 2:06 pm
James E says
Sep 18, 2019 at 10:33 pm
Max says
Sep 19, 2019 at 9:04 am
James E says
Sep 20, 2019 at 10:25 pm
Max says
Sep 21, 2019 at 10:56 am
carl clark-darby says
Sep 17, 2019 at 10:58 am
James E says
Sep 17, 2019 at 10:52 pm
Max says
Sep 18, 2019 at 12:23 am
Fabio says
Sep 22, 2019 at 3:21 pm
Max says
Sep 22, 2019 at 10:54 pm
Richard says
Sep 16, 2019 at 4:40 pm
TheThailandLife says
Sep 16, 2019 at 6:43 pm
Michael Stevens says
Aug 08, 2019 at 5:37 pm
Rob says
Aug 08, 2019 at 6:29 pm
Max says
Aug 29, 2019 at 6:37 pm
TheThailandLife says
Aug 08, 2019 at 6:34 pm
Michael Stevens says
Aug 14, 2019 at 2:45 am
TheThailandLife says
Aug 14, 2019 at 3:59 am
Max says
Aug 29, 2019 at 6:53 pm
James E says
Aug 08, 2019 at 9:45 pm
david bailey says
Aug 06, 2019 at 2:29 pm
TheThailandLife says
Aug 06, 2019 at 5:21 pm
David Anthony (Tony) Evans says
Jul 06, 2019 at 1:25 pm
TheThailandLife says
Jul 07, 2019 at 3:47 am
Max says
Aug 29, 2019 at 3:33 pm
Mike Utumapu says
Jul 02, 2019 at 3:55 am
TheThailandLife says
Jul 02, 2019 at 4:03 am
Neill Jaslowski says
Jun 29, 2019 at 8:42 pm
TheThailandLife says
Jun 30, 2019 at 3:15 am
Rob Cobban says
Jul 01, 2019 at 3:20 pm
TheThailandLife says
Jul 01, 2019 at 4:34 pm
James E says
Jul 02, 2019 at 1:02 am
Colin says
Jun 20, 2019 at 12:09 am
TheThailandLife says
Jul 02, 2019 at 2:09 am
Max says
Aug 29, 2019 at 3:39 pm
Rob says
Jun 17, 2019 at 8:59 pm
James E says
Jun 17, 2019 at 11:45 pm
TheThailandLife says
Jun 18, 2019 at 12:02 am
James E says
Jun 18, 2019 at 3:03 am
TheThailandLife says
Jun 18, 2019 at 3:07 am
James E says
Jun 18, 2019 at 11:36 am
TheThailandLife says
Jun 18, 2019 at 2:06 pm
Rob says
Jun 18, 2019 at 11:57 pm
James E says
Jun 20, 2019 at 10:29 pm
Rob C says
Jun 20, 2019 at 11:57 pm
James E says
Jun 25, 2019 at 11:54 pm
TheThailandLife says
Jun 26, 2019 at 12:18 am
James E says
Jun 22, 2019 at 3:37 am
James E says
Aug 03, 2019 at 11:16 pm
TheThailandLife says
Aug 04, 2019 at 4:42 pm
Noel says
Dec 09, 2020 at 8:19 pm
TheThailandLife says
Dec 09, 2020 at 9:56 pm
Rob C says
Jun 20, 2019 at 10:08 am
sidney leonard says
Jun 06, 2019 at 5:32 am
TheThailandLife says
Jun 06, 2019 at 6:12 pm
James E says
Jun 06, 2019 at 11:19 pm
L. rees says
Jun 01, 2019 at 7:02 pm
James says
May 28, 2019 at 12:41 am
TheThailandLife says
May 28, 2019 at 12:44 am
Sam Williams says
May 17, 2019 at 10:25 pm
TheThailandLife says
May 18, 2019 at 12:18 am
Tim K says
May 19, 2019 at 5:52 pm
Stan J says
May 17, 2019 at 6:28 pm
TheThailandLife says
May 18, 2019 at 12:27 am
Pickles says
May 15, 2019 at 3:39 pm
TheThailandLife says
May 15, 2019 at 3:51 pm
JONATHAN BOOTH says
May 15, 2019 at 2:36 pm
TheThailandLife says
May 15, 2019 at 3:49 pm
Max says
Aug 29, 2019 at 4:12 pm
Lo Chan says
Sep 17, 2019 at 7:26 pm
Max says
Sep 18, 2019 at 12:16 am
James E says
Sep 18, 2019 at 12:38 am
Max says
Sep 18, 2019 at 4:01 pm
James E says
Sep 18, 2019 at 10:21 pm
Amaris says
May 13, 2019 at 7:53 am
TheThailandLife says
May 13, 2019 at 4:32 pm
James E says
May 13, 2019 at 10:18 pm
Murray A says
May 14, 2019 at 10:41 am
Grayem I says
Apr 06, 2019 at 12:08 am
TheThailandLife says
Apr 06, 2019 at 12:56 am
Max says
Aug 29, 2019 at 4:19 pm
B. Kane says
Mar 23, 2019 at 1:39 pm
Murray says
Mar 18, 2019 at 3:43 pm
TheThailandLife says
Mar 18, 2019 at 6:24 pm
Murray A says
May 14, 2019 at 10:44 am
James E says
Mar 18, 2019 at 10:00 pm
JP says
Mar 19, 2019 at 12:44 am
Gordon Dolan says
Mar 21, 2019 at 10:46 pm
Max says
Aug 29, 2019 at 4:27 pm
Murray A says
Sep 10, 2019 at 4:16 am
Bob Ferguson says
Mar 12, 2019 at 7:01 am
TheThailandLife says
Mar 12, 2019 at 7:04 pm
Max says
Aug 29, 2019 at 4:30 pm
MJ says
Mar 02, 2019 at 1:54 pm
James E says
Mar 03, 2019 at 4:59 am
Rob C says
Jun 19, 2019 at 12:09 am
Jeremy says
Feb 12, 2019 at 4:53 pm
Mike says
Feb 07, 2019 at 11:32 am
James E says
Feb 07, 2019 at 10:14 pm
Mike says
Feb 08, 2019 at 3:10 am
TheThailandLife says
Feb 08, 2019 at 9:35 pm
Mike says
Feb 09, 2019 at 3:29 am
Mike says
Feb 09, 2019 at 6:46 am
TheThailandLife says
Feb 10, 2019 at 5:14 am
James E says
Feb 08, 2019 at 11:56 pm
Mike says
Feb 10, 2019 at 8:06 am
Mike says
Feb 12, 2019 at 7:46 am
TheThailandLife says
Feb 12, 2019 at 4:56 pm
Mike says
Feb 14, 2019 at 2:47 am
JP says
Mar 13, 2019 at 1:59 am
Gordon Dolan says
Mar 21, 2019 at 10:44 pm
Jan says
Jan 19, 2019 at 10:13 am
James E says
Jan 20, 2019 at 11:29 pm
James E says
Jan 20, 2019 at 11:32 pm
Dave says
Mar 12, 2019 at 12:47 pm
peter lewis says
Jan 06, 2019 at 7:57 pm
James E says
Jan 08, 2019 at 12:45 am
MaxPower says
Apr 18, 2019 at 7:10 pm
James E says
Apr 18, 2019 at 10:28 pm
James E says
Apr 23, 2019 at 4:50 am
Max Power says
May 17, 2019 at 11:23 pm
James E says
May 18, 2019 at 1:56 am
Max Power says
May 22, 2019 at 12:52 pm
Max Power says
May 22, 2019 at 12:54 pm
James E says
May 22, 2019 at 11:11 pm
Lo Chan says
Sep 17, 2019 at 8:00 pm
Max says
Sep 18, 2019 at 12:12 am
JPB says
Dec 01, 2018 at 11:58 pm
David Bonesteel says
Dec 02, 2018 at 7:09 pm
TheThailandLife says
Dec 03, 2018 at 1:38 am
JR says
Nov 29, 2018 at 9:58 pm
James E says
Nov 25, 2018 at 11:46 pm
tom says
Nov 16, 2018 at 12:20 pm
TheThailandLife says
Nov 16, 2018 at 7:10 pm
Mary-Ann says
Nov 12, 2018 at 6:25 pm
JP says
Mar 19, 2019 at 12:50 am
Tony Evans says
Oct 24, 2018 at 12:45 pm
TheThailandLife says
Oct 24, 2018 at 4:32 pm
James E says
Oct 24, 2018 at 10:46 pm
TheThailandLife says
Oct 24, 2018 at 11:09 pm
Roman says
Oct 18, 2018 at 10:09 am
TheThailandLife says
Oct 18, 2018 at 5:44 pm
Paul says
Sep 19, 2018 at 4:15 pm
TheThailandLife says
Sep 19, 2018 at 6:06 pm
jerry says
Aug 27, 2018 at 12:03 pm
TheThailandLife says
Aug 28, 2018 at 1:45 am
Andreas Wolter says
Aug 27, 2018 at 3:57 am
Carol Taylor says
Aug 25, 2018 at 5:26 pm
Phenphak says
Aug 22, 2018 at 12:14 pm
RichardA_BK says
Aug 06, 2018 at 9:53 am
TheThailandLife says
Aug 10, 2018 at 4:40 pm
James E says
Aug 04, 2018 at 11:05 pm
TheThailandLife says
Aug 05, 2018 at 2:51 am
Nigel Reynard says
Jul 04, 2018 at 5:00 pm
TheThailandLife says
Jul 05, 2018 at 5:48 pm
Jethro says
Aug 05, 2018 at 9:57 pm
TheThailandLife says
Aug 06, 2018 at 3:33 am
Elizabeth Dickinson says
Jun 20, 2018 at 1:09 am
TheThailandLife says
Jun 20, 2018 at 5:11 pm
Ian says
May 12, 2018 at 5:16 am
Grasshopper says
Apr 26, 2018 at 3:39 pm
TheThailandLife says
Apr 27, 2018 at 8:18 pm
sidney leonard says
Apr 04, 2018 at 6:02 am
TheThailandLife says
Apr 04, 2018 at 5:36 pm
JC says
Mar 19, 2018 at 8:51 pm
TheThailandLife says
Mar 20, 2018 at 6:59 pm
Steve says
Mar 10, 2018 at 6:06 pm
TheThailandLife says
Mar 11, 2018 at 4:07 am
James E says
Mar 11, 2018 at 4:46 am
James E says
Feb 24, 2018 at 12:30 am
TheThailandLife says
Feb 24, 2018 at 12:43 am
Max Power says
May 18, 2019 at 12:11 am
James E says
May 18, 2019 at 1:36 am
Max Power says
May 22, 2019 at 12:56 pm
Farah says
Feb 12, 2018 at 8:13 pm
TheThailandLife says
Feb 13, 2018 at 3:51 am
James E says
Feb 13, 2018 at 5:22 am
TheThailandLife says
Feb 13, 2018 at 4:31 pm
Andreas says
Sep 27, 2018 at 11:37 pm
farah says
Feb 13, 2018 at 5:56 am
TheThailandLife says
Feb 13, 2018 at 4:33 pm
jasongms says
Feb 11, 2018 at 7:52 pm
TheThailandLife says
Feb 12, 2018 at 4:52 pm
Jethro says
Feb 08, 2018 at 4:20 am
Farah says
Feb 06, 2018 at 12:17 pm
TheThailandLife says
Feb 06, 2018 at 11:12 pm
Andra says
Feb 15, 2018 at 4:08 pm
TheThailandLife says
Feb 15, 2018 at 4:12 pm
Jeremy says
Jan 24, 2018 at 11:22 am
TheThailandLife says
Jan 24, 2018 at 8:48 pm
James E says
Jan 12, 2018 at 12:29 am
TheThailandLife says
Jan 13, 2018 at 10:11 am
James E says
Dec 26, 2017 at 1:09 am
Andreas Wolter says
Nov 27, 2017 at 5:33 am
Jaro Kovaricek says
Nov 25, 2017 at 12:26 pm
TheThailandLife says
Nov 25, 2017 at 5:47 pm
Captorx says
Nov 14, 2017 at 7:16 pm
Patrick says
Dec 07, 2017 at 6:24 pm
TheThailandLife says
Dec 07, 2017 at 6:36 pm
Dean says
Nov 13, 2017 at 10:20 am
TheThailandLife says
Nov 13, 2017 at 10:16 pm
Dean says
Nov 28, 2017 at 5:32 pm
Joe says
Nov 02, 2017 at 1:49 pm
TheThailandLife says
Nov 02, 2017 at 4:12 pm
Mac says
Oct 19, 2017 at 9:39 am
TheThailandLife says
Oct 19, 2017 at 3:45 pm
Steve says
Oct 24, 2017 at 11:57 pm
TheThailandLife says
Oct 25, 2017 at 4:34 pm
MaxPower says
Apr 18, 2019 at 7:45 pm
TheThailandLife says
Apr 18, 2019 at 9:10 pm
Robert says
Oct 18, 2017 at 2:37 pm
TheThailandLife says
Oct 18, 2017 at 3:19 pm
JAY Rose says
Oct 10, 2017 at 1:48 am
TheThailandLife says
Oct 10, 2017 at 3:56 am
Rich says
Oct 02, 2017 at 8:23 am
TheThailandLife says
Oct 02, 2017 at 3:19 pm
Birgitt says
Sep 26, 2017 at 3:20 pm
TheThailandLife says
Sep 26, 2017 at 8:38 pm
Sam Seal says
Sep 20, 2017 at 9:00 am
TheThailandLife says
Sep 21, 2017 at 3:36 am
Ken says
Sep 06, 2017 at 9:57 am
James E says
Sep 06, 2017 at 12:05 pm
Ken says
Sep 06, 2017 at 12:27 pm
TheThailandLife says
Sep 06, 2017 at 4:00 pm
Ken says
Sep 06, 2017 at 4:09 pm
Jaro Kovaricek says
Aug 20, 2017 at 8:56 am
Mike Fitzgerald says
Jul 25, 2017 at 6:28 pm
TheThailandLife says
Jul 26, 2017 at 12:06 am
James says
Jul 24, 2017 at 12:01 am
TheThailandLife says
Jul 24, 2017 at 4:21 am
James says
Jul 24, 2017 at 5:43 am
Mrs Karen Fuller says
Jun 29, 2017 at 12:04 pm
TheThailandLife says
Jun 29, 2017 at 4:52 pm
Mike Metcalfe says
Jun 24, 2017 at 2:06 pm
Charles weber says
Jun 21, 2017 at 9:53 am
TheThailandLife says
Jun 22, 2017 at 3:41 am
John Stagg says
Jun 19, 2017 at 6:49 am
TheThailandLife says
Jun 19, 2017 at 4:06 pm
Debbie Kris says
Jun 02, 2017 at 3:37 pm
TheThailandLife says
Jun 02, 2017 at 8:46 pm
Kerry says
Jun 01, 2017 at 1:53 pm
TheThailandLife says
Jun 01, 2017 at 5:48 pm
Sharron says
May 28, 2017 at 3:15 pm
TheThailandLife says
May 30, 2017 at 3:45 am
E says
May 16, 2017 at 9:43 pm
TheThailandLife says
May 17, 2017 at 4:26 am
Paul says
Jun 21, 2017 at 1:47 pm
Robert Heatley says
May 10, 2017 at 10:15 am
Thomas says
May 05, 2017 at 7:52 am
TheThailandLife says
May 05, 2017 at 7:33 pm
Thomas says
May 06, 2017 at 3:01 am
CHRIS says
May 11, 2017 at 7:44 am
TheThailandLife says
May 11, 2017 at 6:50 pm
James says
May 05, 2017 at 9:56 pm
TheThailandLife says
May 05, 2017 at 11:27 pm
Thomas says
May 06, 2017 at 3:03 am
TheThailandLife says
May 08, 2017 at 3:35 pm
Martin1 says
May 25, 2017 at 11:44 pm
NStar says
May 02, 2017 at 9:55 pm
TheThailandLife says
May 02, 2017 at 10:39 pm
Ken Foster says
Apr 25, 2017 at 4:26 pm
TheThailandLife says
Apr 25, 2017 at 5:11 pm
James says
Apr 25, 2017 at 10:06 pm
Ken says
Apr 25, 2017 at 11:42 pm
Andreas Wolter says
Apr 23, 2017 at 10:29 pm
TheThailandLife says
Apr 24, 2017 at 4:22 pm
Andreas Wolter says
May 02, 2017 at 10:56 pm
TheThailandLife says
May 03, 2017 at 4:14 am
Sng Yeow Poo says
Apr 22, 2017 at 9:37 am
TheThailandLife says
Apr 22, 2017 at 4:11 pm
ade says
Mar 23, 2017 at 9:11 am
TheThailandLife says
Mar 23, 2017 at 4:26 pm
Lele says
Mar 08, 2017 at 8:21 pm
TheThailandLife says
Mar 08, 2017 at 8:53 pm
Patricia says
Mar 08, 2017 at 6:00 pm
TheThailandLife says
Mar 08, 2017 at 6:21 pm
Pat says
Mar 09, 2017 at 9:23 am
TheThailandLife says
Mar 09, 2017 at 3:57 pm
Baz Collings says
Feb 28, 2017 at 9:28 pm
TheThailandLife says
Mar 01, 2017 at 4:24 am
peter says
Feb 21, 2017 at 10:09 am
TheThailandLife says
Feb 21, 2017 at 8:18 pm
Mark says
Feb 07, 2017 at 5:35 pm
TheThailandLife says
Feb 07, 2017 at 11:37 pm
David says
Feb 07, 2017 at 11:03 am
Mike says
Jan 26, 2017 at 9:02 am
TheThailandLife says
Jan 26, 2017 at 4:52 pm
Shayne says
Jan 08, 2017 at 4:33 pm
TheThailandLife says
Jan 08, 2017 at 10:12 pm
Tony says
Dec 17, 2016 at 1:05 am
TheThailandLife says
Dec 17, 2016 at 1:35 am
ally says
Dec 03, 2016 at 3:13 am
TheThailandLife says
Dec 03, 2016 at 3:54 am
Kirk says
Nov 24, 2016 at 10:56 am
TheThailandLife says
Nov 24, 2016 at 10:19 pm
Martin says
Nov 29, 2016 at 11:16 pm
TheThailandLife says
Nov 30, 2016 at 4:19 am
dietwin says
Nov 11, 2016 at 9:53 am
TheThailandLife says
Nov 11, 2016 at 11:20 am
Glenn says
Oct 20, 2016 at 1:27 pm
TheThailandLife says
Oct 21, 2016 at 8:40 pm
Graham says
Oct 04, 2016 at 10:11 pm
TheThailandLife says
Oct 04, 2016 at 10:34 pm
Beachguy says
Sep 29, 2016 at 6:37 am
TheThailandLife says
Sep 29, 2016 at 11:33 am
michelle says
Sep 26, 2016 at 10:18 am
TheThailandLife says
Sep 26, 2016 at 10:59 am
Philip Bryden says
Sep 12, 2016 at 9:06 am
TheThailandLife says
Sep 12, 2016 at 9:36 pm
Mohan says
Aug 31, 2016 at 11:50 am
TheThailandLife says
Sep 01, 2016 at 4:12 am
Paul Underwood says
Aug 10, 2016 at 5:36 pm
TheThailandLife says
Aug 11, 2016 at 12:23 am
mir zaman mir says
Aug 26, 2016 at 5:43 pm
richard says
Jul 12, 2016 at 7:49 pm
Peter says
Aug 09, 2016 at 8:08 pm
TheThailandLife says
Aug 10, 2016 at 5:01 am
larry says
Aug 25, 2016 at 7:02 am
Martin says
Jun 14, 2016 at 4:25 am
TheThailandLife says
Jun 14, 2016 at 1:31 pm
Elias says
May 17, 2016 at 7:54 am
TheThailandLife says
May 17, 2016 at 12:40 pm
my says
Mar 23, 2016 at 7:58 am
TheThailandLife says
Mar 23, 2016 at 9:11 pm
randy says
Mar 06, 2016 at 3:23 pm
TheThailandLife says
Mar 06, 2016 at 7:43 pm
randy says
Mar 06, 2016 at 7:46 pm
TheThailandLife says
Mar 06, 2016 at 8:05 pm
Mr Meirion Davies says
Jan 11, 2016 at 3:58 pm
TheThailandLife says
Jan 17, 2016 at 4:39 pm
paengfun says
Dec 23, 2015 at 9:19 pm
TheThailandLife says
Dec 25, 2015 at 1:51 am
Mickey says
Dec 07, 2015 at 11:04 pm
TheThailandLife says
Dec 08, 2015 at 1:18 am
Shannon says
Dec 06, 2015 at 9:34 pm
TheThailandLife says
Dec 06, 2015 at 9:35 pm
herbert says
Dec 05, 2015 at 4:49 am
Jackwills says
Dec 05, 2015 at 4:46 am